comment on: Udo Reifner, European Coalition for Responsible Credit – Principles of Responsible Credit, in Twigg-Flessner, Chr./Parry, D./Howells, G./Nordhausen, A. (ed.), The Yearbook of consumer Law 2008, Aldershot: Ashgate, p.419-427 by Iain Ramsay   Udo...