Software for the
Debtor and insolvency advice

CAWIN is the expert software for

  • financial advice for indebted and overindebted private households and small businesses
  • rational debt management
  • advice on insolvency law and settlement

The focus is on the private or small business sector, whose financial and thus existential crisis must be productively overcome in order to make the promise of a “second chance” a reality.

CAWIN, the software for debt counselling, was developed by the iff in 1998. Thanks to ongoing developments – also as a result of intensive contact with users – CAWIN has become the market leader in the field of debtor and insolvency advice in Germany. We combine our expertise as a scientific institute with our experience and networks in the sector of consumer loans and over-indebtedness to make the software both user-friendly and future-oriented for debt counselling.