UA-133116606-1

References   [ + ]

1. Discussed in ‘A Call to Arms’—For Regulation of Consumer Lending’ in J Niemi, I Ramsay & W Whitford, Consumer Credit, Debt and Bankruptcy (Oxford, Hart, 2009) chapter 6.
2. See e.g. early draft of World Bank Good Practices, ‘Good Practices for Consumer Protection and Financial Literacy in Europe and Central Asia (2008).
3. See e.g. early draft of World Bank Good Practices, ‘Good Practices for Consumer Protection and Financial Literacy in Europe and Central Asia (2008).
4. See e.g. early draft of World Bank Good Practices, ‘Good Practices for Consumer Protection and Financial Literacy in Europe and Central Asia (2008).
5. ‘Study on interest rate restrictions in the EU Final Report’, U Reifner, S Clerc-Renaud, RA Michael Knobloch (2010) http://ec.europa.eu/internal_market/finservices-retail/docs/credit/irr_report_en.pdf.
6. ‘Consumer Overindebtedness and Consumer Law in the European Union’ Udo Reifner, Johanna Kiesilainen, Nik Huls, Helga Springeneer (2003) at http://www.knl.lv/raksti_data/1147/parskats_ES_2003.pdf.
7. Reifner, n1,107.
8. Reifner, Udo. Alternatives Wirtschaftsrecht am Beispiel der Verbraucherverschuldung: Realitätsverleugnung oder soziale Auslegung im Zivilrecht. Luchterhand, 1979.
9. Already Google Scholar notes 38 references, by many well-known authors.
10. You will find several references to Udo’s book in my Critical studies in private law: A treatise on need-rational principles in modern law. Law and philosophy library Vol. 16. Dordrecht: Kluwer, 1992.
11. Atiyah, Patrick Selim. The rise and fall of freedom of contract. Vol. 61. Oxford: Clarendon Press, 1979.
12. Teubner, Gunther. „Substantive and reflexive elements in modern law.“ Law and society review (1983): 239-285.
13. Unger, Roberto Mangabeira. „The critical legal studies movement.“ Harvard law review (1983): 561-675.
14. Then Councellor of Legislation at the Ministry of Justice, responsible for drafting i.a. consumer protection legislation (later professor at The University of Turku).
15. p. 291 et seq.
16. Concerning the discussion, see, e.g., Hörmann, Günter. Verbraucher und Schulden: eine rechtstatsächliche und rechtsvergleichende Untersuchung zur Schuldbeitreibung und Schuldenregulierung bei privaten Haushalten. Nomos-Verlag-Ges., 1987, p. 84.
17. p. 432.
18. Verhandlungen des 53. Juristentages, Berlin 1980, Band II. München, 1980, p K 247, K 251.
19. p. 19-20.
20. Nogler, Luca, and Udo Reifner. Life time contracts: social long-term contracts in labour, tenancy and consumer credit law. Eleven International Publishing, 2014.